BY LAUREN SCHIAVO
SPECIAL TO NEWJERSEYNEWSROOM.COM
A coalition of physicians, hospitals and other healthcare providers is calling on the legislature to make health insurance policies easier for consumers to understand and use.
“With many consumers unaware of the benefits associated with their health insurance policies, we are turning to the legislature to demand more transparency from insurers about how they pay for out-of-network services,” said Neil Eicher, Vice President of Government Relations & Policy for the New Jersey Hospital Association. “Health insurance companies are obligated to inform their beneficiaries and the providers who serve them about who is in their networks, and what the cost-sharing obligations will be for the patient.”
Many insurers offer health insurance policies with “out-of-network” benefits to consumers, offering them physician and hospital choices outside their network. Consumers are often willing pay more for health insurance policies with out-of-network benefits to have a greater selection of physicians and hospitals to choose from.